In Case You Missed It: 1,151,300 People in Texas Could Find A Health Plan with $0 Premiums

| December 12, 2019 | Uncategorized | No Comments
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Zero Dollar Premiums Available to 32% of Texans

2 OUT OF 3 HEALTHCARE.GOV CUSTOMERS CAN FIND A PLAN FOR $10 OR LESS

(Washington, DC) — As the Affordable Care Act’s open enrollment period draws to a close, with Sunday, December 15 being the last day to enroll in most areas,  a new analysis from the Kaiser Family Foundation finds that the  1,151,300currently uninsured people in Texas could get a plan for 2020 and pay nothing in premiums thanks to tax credits. That works out to 32% of potential marketplace shoppers in Texas.

“If Texans are considering going uninsured because they can’t afford a plan, these $0 plans are a no-brainer,” stated Joshua Peck, Co-Founder of Get America Covered

Looked at another way, more than half (50%) of the uninsured who could get a free bronze plan live in four states: Texas, Florida, North Carolina and Georgia. Residents in Iowa (59%), Alaska (45%), Wyoming (44%), Idaho (41%), and South Dakota (41%). The analysis has detailed data on the number and share of the uninsured in each state who have access to a free bronze plan.

“With bronze deductibles averaging $6,606 a year, getting a $0 premium bronze plan isn’t the best choice for everyone. Many people eligible for a free bronze plan would also be eligible for significant cost-sharing assistance under the ACA by purchasing a silver plan instead. Silver plans may provide more financial protection, including lower deductibles, for those who get sick and use medical services,” added Peck.

Also available is KFF’s Health Insurance Marketplace Calculator, which allows users to enter their income, age, and family size and get estimates of premiums and available subsidies for insurance purchased on the ACA exchanges. There is also a searchable online archive of 300 frequently asked questions about the ACA and the health insurance Marketplace.

As we approach the end of Open Enrollment on December 15, this new data serves as a reminder that consumers still have time to find affordable health care for 2020!